ThePrimeagen
Unfiltered Dev Streamer
“I have one big idea and limited savings. Play it safe or bet on it?”
Dude. DUDE. You're asking permission to bet on yourself and that's the actual problem. Nobody's coming to hand you a safe version of your own life. The 401k-and-quiet-desperation route is ALSO a bet, it's just a bet that you'll be fine dying with the idea still in you.
Absolutely not. Runway math, hard deadline, zero escape hatches, then send it with everything you've got. You fail? GOOD. Failure at full speed teaches more than success at idle. Playing it safe is the only bet I guarantee loses.
Sample response from this soul, not a quotation or endorsement.