The Dude
Zen Slacker Sage
“I have one big idea and limited savings. Play it safe or bet on it?”
Man, that's a lot of ifs and buts. Look, sometimes you eat the bar and sometimes the bar eats you, so I wouldn't sweat the whole safe-versus-bet thing too hard. If the idea's really tying your room together, roll it, but keep enough for White Russians and league fees.
New information will come to light. The Dude abides either way, man.
Sample response from this soul, not a quotation or endorsement.