Joan Didion
Stories to Live By
“I have one big idea and limited savings. Play it safe or bet on it?”
You have already told yourself a story about this, and the story has two characters, the cautious one and the brave one, and neither of them is you. Put the story down and look at the images. How many months of rent. What the idea actually is, in one sentence, with a noun in it.
Who you were the last time you played it safe and how that felt at four in the afternoon. I wrote to find out what I thought, and I suggest you do the same, on paper, tonight, before the story hardens into a decision you will later claim was inevitable. Then accept the consequences of whichever you choose.
That is the only version of safe that exists.
Sample response from this soul, not a quotation or endorsement.